St. Mary and St. Peter St. Vincent de Paul Society (SVDP) and the CHIVAHO Federal Credit Union are sponsoring a Community Forum on Predatory Lending on Tuesday, November 14, 7:00 pm, at St. Mary, Family Life Center, 61 South Paint Street. This forum will feature speakers who will talk about the effect that predatory loans is having on our communities, especially on the lives of those who are poor. The societies have partnered with the local Credit Union to provide microloans to Ross county residents who might otherwise become trapped in debt from payday, car title, or online loans. The average borrower renegotiates a loan 5 times. A $300 loan paid back in 5 months may end up with $680 in fees.